What’s your monthly business revenue?
Tell us your revenue and we’ll show you exactly which funding options you qualify for — takes 2 minutes.
No thanks, I’ll figure it out myselfA free resource that matches US small business owners to the right funding — not the highest-commission product. Here is exactly how we operate and what you can expect.
Every guide on FundingExplained.com is written to explain funding options in plain English — including the risks and costs that lenders don’t advertise. Start with the guide that matches your situation: bad credit, startup, invoice factoring, or MCA refinancing.
Answer 6 questions about your business type, revenue, credit score, and funding need. No personal information required — no name, no email, no credit check. The quiz tells you which products you likely qualify for and what they’ll cost.
When you’re ready to move forward, the merchant application collects the information needed to match you with specific lenders. A funding specialist reviews your profile — typically within 1 business day — and contacts you to discuss your options with no obligation to proceed.
You receive a funding offer tailored to your profile. You are under no obligation to accept. If the offer doesn’t work for you, we’ll explain why and what you can do to qualify for a better product in the future.
FundingExplained.com earns referral commissions from lenders when you apply and are funded through our platform. This is how we keep all guides and tools free. Our editorial ratings are not influenced by commission rates — we rate ARF Financial #1 because of its product quality, not because of what it pays us. We tell you when a product is expensive or a last resort even when we earn a fee from it.
No hard credit pull · No obligation · Free