🄓 Free · 7 Questions · Instant Results
Find Out Exactly What Business Funding You Qualify For
Answer 7 quick questions — we match you to every funding option available for your actual business profile right now.
✓ No hard credit pull
✓ Under 2 minutes
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Step 1 of 7
Question 1 of 7
What brings you here today?
Select one — we move to the next question automatically.
💵
I need working capital
Payroll, inventory, daily expenses, cash flow gaps
🏭
I need to buy equipment or vehicles
Machinery, trucks, tech — business assets
📋
My clients are slow to pay
Outstanding invoices on NET 30/60/90 terms
📈
I am expanding — new location, more staff
Growth that needs capital to fuel it
🚨
I am stuck in high-cost MCAs — need out
Too many advances, daily payments crushing cash flow
🔍
Just exploring my options
Not urgent — I want to know what is available
Question 2 of 7
How long has your business been open?
This affects which lender categories you can access.
🌿
Less than 6 months
Very new — startup stage
📅
6 – 12 months
Getting established
✅
1 – 2 years
Past the survival stage
🏆
More than 2 years
Established — broadest options available
Question 3 of 7
What is your average monthly revenue?
Based on the last 3 months of bank deposits — approximate is fine.
💴
Under $5,000 / month
Pre-revenue or very early stage
💰
$15,000 – $30,000 / month
💼
$30,000 – $75,000 / month
🏦
Over $75,000 / month
Premium tier products available
Question 4 of 7
How would you describe your personal credit score?
Used to match you to the right product — no hard check.
🔴
Below 500
Some challenges — limited but options exist
🟡
500 – 599
Sub-prime — several products available
🟢
600 – 639
Near-prime — good range of options
⭐
640 or above
Good to excellent — broadest and cheapest options
Question 5 of 7
How much are you looking to access?
Revenue and credit set the ceiling — this helps find the right tier.
🏦
$250,000 or more
SBA or institutional products may apply
Question 6 of 7
What payment terms do your clients operate on?
This determines your factoring advance rate and fee structure.
📆
NET 30 days
Clients pay within 30 days of invoice
⏳
NET 60 days
Typical for construction, staffing, distribution
📌
NET 90+ days
Government contracts, healthcare, large retail
Question 6 of 7
Is the equipment new or used?
New equipment qualifies for better rates — it is used as collateral.
✨
New equipment
Purchased from a dealer or manufacturer
🔧
Used or refurbished
Private sale or auction equipment
Question 6 of 7
How many active MCA positions are you carrying right now?
Each position is a separate advance with its own daily repayment.
🔴
1 active advance
Refinancing into better terms
⚠️
2 active advances
Stacking beginning — consolidation recommended
🚨
3 or more advances
Stacking emergency — immediate action needed
Question 6 of 7
How does most of your revenue come in?
This affects which advance structures are available.
💳
Mostly credit / debit card sales
Retail, restaurant, service business with POS
🔁
Mix of card and bank deposits
Cards plus ACH, checks, or wire
🏦
Mostly bank transfers, ACH, or invoices
B2B payments, government, professional services
Question 7 of 7 — Last one!
Do you have any active MCAs or revenue advances right now?
Existing advances affect how much new capital you can access.
✅
No — clean slate
No active advance obligations
⚠️
Yes — 1 active advance
Some lenders still approve stacked deals
🚨
Yes — 2 or more active advances
Stacking situation — consolidation may be priority
Analyzing your business profile…
Checking 6 funding products against your answers