Legal

Privacy Policy & Terms of Service

Last updated: May 2026

Who We Are

FundingExplained.com is an independent educational resource for US small business funding. We are not a lender, broker, or financial advisor. Our website address is https://fundingexplained.com.

Information We Collect

We collect information in the following ways:

How We Use Your Information

Information Sharing

When you submit a funding application, your information may be shared with our network of funding partners and lenders for the purpose of evaluating and presenting funding offers to you. You consent to this sharing when you submit the application form.

We do not sell your personal information to third parties for marketing purposes unrelated to business funding.

Data Retention

We retain your information for as long as necessary to fulfil the purposes described in this policy or as required by applicable law.

Your Rights

You have the right to access, correct, or request deletion of your personal information. To exercise these rights, contact us at privacy@fundingexplained.com.

Security

We implement reasonable technical and organisational measures to protect your information against unauthorised access, loss, or misuse. However, no internet transmission is completely secure.

Third-Party Services

Our site uses the following third-party services which have their own privacy policies: Google Analytics, Meta Pixel, Cloudinary (file storage), GoHighLevel (CRM). We encourage you to review their privacy policies.

Contact

For privacy-related questions, contact us at: privacy@fundingexplained.com


Terms of Service

Last updated: July 2026

1. Acceptance of Terms

By accessing or using FundingExplained.com you agree to be bound by these Terms of Service. If you do not agree, please do not use this website.

2. What We Are — and Are Not

FundingExplained.com is an independent educational resource and funding matching service for US small businesses. We are not a lender, mortgage broker, financial advisor, or registered investment advisor. Nothing on this website constitutes financial, legal, or tax advice. All funding decisions are made solely by the lenders and funding partners in our network.

3. Eligibility

This website is intended for use by US-based business owners and authorised representatives of US-registered businesses. By submitting an application you confirm that you are at least 18 years of age and are legally authorised to act on behalf of the business named in the application.

4. Application Submissions

When you submit a funding application through our website you authorise FundingExplained.com to share your application details — including personal and business financial information — with our network of lenders and funding partners for the purpose of evaluating your eligibility and presenting funding offers. You may be contacted by one or more of these partners by phone, email, or text message. Submitting an application does not guarantee funding.

5. No Guarantee of Results

Approval, rates, terms, and funding amounts are determined entirely by individual lenders based on their own underwriting criteria. FundingExplained.com makes no representations or warranties that any particular user will qualify for funding or receive any specific offer.

6. Accuracy of Information

You agree to provide accurate, current, and complete information in all forms and applications on this website. Submitting false or misleading information may result in the cancellation of any funding offer and may expose you to legal liability.

7. Intellectual Property

All content on FundingExplained.com — including text, graphics, logos, and tools — is the property of FundingExplained.com or its content suppliers and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

8. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

9. Limitation of Liability

To the fullest extent permitted by law, FundingExplained.com and its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or any funding product obtained through our matching service. Our total liability to you for any claim shall not exceed $100.

10. Indemnification

You agree to indemnify and hold harmless FundingExplained.com and its affiliates from any claims, losses, or damages — including legal fees — arising from your use of the site, your submission of inaccurate information, or your violation of these Terms.

11. Changes to These Terms

We reserve the right to update these Terms of Service at any time. Changes take effect immediately upon posting to this page. Your continued use of the website after any changes constitutes acceptance of the revised terms.

12. Governing Law

These Terms are governed by the laws of the United States. Any disputes arising under these Terms shall be resolved in the applicable courts of the United States.

13. Contact

For questions about these Terms, contact us at: legal@fundingexplained.com

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