⚠ MCA Risk Tool  ·  Free

MCA True Cost & Stacking Danger Score

Enter your active advances. We calculate the real APR your factor rates translate to, your total daily payment burden, and whether your stack is putting your business at risk.

🔒 No personal data collected 💻 All math runs in your browser ✓ Free — no sign-up
Step 1
Your Monthly Revenue

Average monthly bank deposits over the last 3 months. This is used to calculate what percentage of your revenue is committed to lender payments each day.

$
Divide your last 3 months of deposits by 3
Step 2
Your Active Advances

Add every active MCA or revenue-based advance you’re currently repaying. The stacking danger score only means something when all advances are included.