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Marcus Reynolds

Lead analyst at FundingExplained.com with 10+ years covering US small business credit markets. Former lending analyst at a regional bank. Specialises in alternative lending, MCA cost analysis, and bank-backed working capital products for businesses with 551-680 credit.

MCA Refinancing Guide 2026: How to Get Out of a Merchant Cash Advance

July 23, 2026May 22, 2026 by Marcus Reynolds
MCA refinancing guide 2026 - how to get out of a merchant cash advance

MCA Refinancing · Debt Relief · 2026 MCA Refinancing Guide 2026: How to Escape Daily ACH and Cut Your Cost by 80% Every morning, your MCA lender takes their cut before you take yours. That daily ACH debit — the one you agreed to when you needed cash fast — is now the reason you … Read more

Categories Cash Flow Funding Leave a comment

What Is a Merchant Cash Advance? 2026 Guide: How It Works, Costs & Risks

August 7, 2026May 22, 2026 by Marcus Reynolds
What is a merchant cash advance 2026 - costs, risks and alternatives

MCA Guide · Merchant Cash Advances · 2026 What Is a Merchant Cash Advance? The Complete Cost Breakdown for 2026 The Merchant Cash Advance you’re being offered this week might cost you more than your entire net profit for the next 90 days. The lender knows this. The broker knows this. The comparison site that … Read more

Categories Cash Flow Funding

Invoice Factoring Guide 2026: How It Works, Rates & Top Lenders

August 7, 2026May 21, 2026 by Marcus Reynolds
Invoice factoring guide 2026 - how it works, rates and top lenders

Invoice Factoring · Complete Guide · 2026 Invoice Factoring Guide 2026: How It Works, What It Costs, and When to Use It You’ve delivered the work. Your client owes you $60,000. They’ll pay in 47 days. Your rent is due in 9. This is the cash flow trap that takes down profitable businesses every week … Read more

Categories Invoice Financing
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